If you are just getting into blogging and have just set up your first Wordpress Blog and you finally got it all up and running there is nothing worse than getting 100 spam comments every single day. It’s really kind of amazing how these spam robots work and who is controlling them. But all I know is that they never stop working, the spam will keep coming day after day, and you don’t want to get stuck deleting everyone over and over again.

The only way to stop this annoying spamming is to add a couple of unique word press plug-ins. The first plug-in is called Akismet, just goto your back office dashboard inyour wordpress and search for this word Akismet. Once you see it upload it and activate it. What this plug-in does is scans all your incoming comments on your blog, block all your spam and even logs them all. Now once this is activated goto your plug-in page and find your new Akismet plug-in and click on the last settings button right beside it.

This will pull up another screen that will have a couple of check boxes and a blank code box. Now make sure you check the first box this is telling you that after one month Akismet will delete all the spam that was captured. If you don’t check this you will have thousands of spam in you queue, so this is a must that I recommend. So next you will see an empty box, this is where you will need to input a certain code. Click on the link that says Akismet and sign up a free account, and then they will give you short numbered code that you will have to copy and then paste it in that box back on your Akismet plug-in settings page.

Once you do this then click the update button below, this will save it. Now you are all complete, Akesmet is now working for you and protecting your blog from comment spam. But now there is one more thing you still need to do. Go back to your plug-ins and search for an very important plug-in, that’s Conditional CAPTCHA for Wordpress you need this for everything to work perfect and really stop the spamming. Just do a search for it the same way and then upload when you find it, activate it. Once this is done it will automatically put a small captcha code box next to your comments when someone fills out your comment box.

This will now guarantee you that only a human can actually submit a real comment to you. Ok, so you are now all complete and your blog should be spam free! If you have any further questions please check out my detailed video blow that will walk you through step by step on the screen.   Stop Spam on Your Blog Video

Visit the author Jack Kuhry for more blog marketing tricks and other articles like this one.

Jack Kuhry

When it comes time to retire, and you start withdrawing your savings, you have to be smart. That is, if you want your money to last you the rest of your life. You have worked hard, for years, to save money for your retirement. But now it is time to retire. What should you do?

There are many things to consider as to when you are going to start living on your savings. Depending on your age, health, savings, pension, goals, family circumstances, risk tolerance, and market conditions.

If you ever needed a financial adviser, to make your money lasts as long as you do, it is now. But see one that charges money for advise, and not someone who is going to try and sell you something.

The perfect number is 4 percent. You should plan on withdrawing only 4 percent of your savings the first year. To keep it simple take a lump some the first year, deposit it in the bank, or money market, and budget it for paying 12 months worth of bills. Withdraw the money every month and pay your bills. This will get you familiar living on a fixed income.

In the following years, give yourself a raise by the percentage of inflation. With this plan your money should last 30 years, provided you invest half in diversified stocks for mutual funds, and half in diversified bonds.

Four percent isn’t a lot of money on a modest savings. For example on $100,000 that’s only $4000.00. That might be enough, if you have a pension and Social Security. If not, then you need to figure that out now. While you’re still working you can focus on retirement “prep”. You could increase your savings, cut your spending, and a must,is reducing debt.

If you are retired and taking more than 4 percent it is time to go on red alert, your money could run out. Aim to reset your budget at the 4 percent next year, and take the inflation increases the year after.

If you have swore never again to the stock market, and have your money in a fixed income, you will have start with less than 4 percent. That probably means you will have to wait to retire, and cut spending or generate more income.

Every 5 years or so run the numbers and check your goals. If you are planning on only 20 years of retirement, you could start at 5 percent with the adjustment for inflation the next year.

In my next article I will go into more detail of three waysto create a life long income with the traditional 4 percent rule. Subjects to come, total return strategy, the bucket strategy, and income floor strategy.

The best advice I can give is to consider all the fact and seek out as much information as possible. We live in a world where information is abundant by means of the Internet.

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Most people never think about needing longterm health insurance until it is too late and they all of a sudden find themselves needing it but not being able to get it. It is always a good idea to take time to get this insurance while you are healthy and don’t need it. That way you are prepared if any bad illness happens or if an accident occurs leaving you needing long term care.

There are many facts that you need to know about this insurance before you purchase any. One of those facts is that not everyone will be able to qualify for it. If you have pre-existing conditions such as Muscular Dystrophy or Alzheimer’s disease along with others you will not be able to qualify.

Every insurance company will have their own list of pre-existing medical conditions that would be sure to disqualify you. You will need to check with each insurance company to find out about this but if you are healthy when you get the insurance then you will have a much better chance of qualifying for the insurance.

One other important fact to know is that most of the insurance companies will usually offer discounts for anyone that is healthy and will not be able to change their rates in the future if you should become ill at a later date in the future. This is the number one reason why it is a good idea to get this insurance when you are young and in good health.

Ensuring that you have this insurance before it is needed is your assurance that you will have funds available to you if they should be needed to help you get through your daily life. You will also know that you know have a way to pay for extra assistance if needed.

Extra assistance can include:

- Walking

- Cooking meals

- Eating

- Bathing

- Dressing

You never know when or if you will need this health insurance and it is always good to be prepared for anything but most people don’t do it because they believe it is too expensive for something they may never need.

If you are smart you will get this insurance now while you are healthy because it will be cheaper and it will get you prepared in case it is ever needed. Just take time to get insurance quotes from different companies because this will also help you save money on this insurance.

Don’t ever assume that you won’t need longterm health insurance because this can be a huge assumption to make and may be wrong. Instead you need to consider these important facts and understand why it is a good idea to get the insurance now instead of waiting until a future date.

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When you want to get long term care insurance or LTC insurance it is important that you first take the time to get LTC insurance quotes. There are many different reasons why this is a smart idea for anyone before getting this type of insurance.

Knowing the top reasons why these quotes are so important to get before choosing insurance will help you see why you must make time to get as many quotes as you can. The following are the top reasons you need to be aware of.

One: Different rates – Not every insurance company is going to charge the same rates for their insurance. By taking time to get free quotes from different companies you can find out what rates each company will be charging you for this type of insurance.

This will help you eliminate any that you can’t afford and allow you to concentrate on the insurance companies rates that you can easily afford.

Two: Important information – When you get insurance quotes you will not only learn the cost for the insurance but you will also learn other important information about the policy you are after such as the length of the policy.

You have to take time to make sure that you will be getting exactly the insurance you need for the best price and these quotes will easily allow you to do just that.

Three: Make comparisons – Making comparisons on the cost and the insurance itself is vital to making a smart decision. Comparing is the only way you will be able to find the right price and the right insurance policy. It will take time to compare but it will be well worth it when you find the right price.

Not comparing is a mistake because it will leave you paying a much higher price than you need to for a policy that could likely be all wrong for your insurance needs.

Four: Avoid being ripped off – There are always those fake companies out there that want your money but don’t want to provide you with anything. This is true in the insurance industry also. By getting free quotes you will be able to avoid these types of companies that will rip you off because these companies won’t offer a free quote.

Knowing these top reasons you can now see why LTC insurance quotes are so important to get before getting this type of insurance. Always be smart and gather as many quotes as you can and take time to compare them so you can get good insurance for the best price possible for you.

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Financial freedom is only a dream for most people. They want financial freedom, they desire it, they think about it, but they never quite figure out how to attain it. Many people do not even know what real prosperity is, which is more than money alone. When you have created a situation in which you can live your life without having to work, all while enjoying enough prosperity to pay for the lifestyle that you honestly desire to live, then you have reached abundance. Most people do not even think that this is possible for them to begin building wealth. Most people have it engrained in their minds that building wealth has to be a hassle, that it requires a lot of time and work, and that building wealth is out of their grasp.

Have you ever marvelled why some individuals try hard all their lives, spending many hours each and every day at a job they loathe, and never become financially free, and yet others can work an insignificant fragment of the time and still they earn serious amounts of money? The genuine difference lies in the methods that these people earn money. Most people make money from a single source, like a job for instance. They also earn money by trading their time for it. They get paid precisely based mostly on the number of ours they put in. But wealthy, financially free folk earn cash in a more dynamic and efficient demeanour. They do not make money from a single source, and they don’t trade their time for money.

The genuine key to a life of unlimited monetary profusion is to make passive revenue streams. A passive income stream is a perpetual source of money, an income stream that works for you instead of you working for it. This is what allows people to become financially free. When you have passive revenue you can work less and earn more. And as it is passive, you aren’t trading your time for money, and so you have no limit to the amount you can earn. You can constantly add new income streams, building an ever growing revenue.

You may use two basic methods of passive income ; investments and business. Investing cash into trustworthy investing vehicles can be a neat way to make your cash work for you. Though not everyone has plenty of money to invest. But creating passive revenue does not need to take a lot of money, or any at all . You can make a straightforward home or web based business for free and develop trustworthy streams of automated revenue. For example, you can begin a website or blog and use it to host Google advertisements and promote affiliate products. A single site can be used for multiple earnings streams. And as you start to have extra earnings, you can invest it into additional passive sources of income like storage units, snack dispensers, and rental property.

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RE-INTRODUCING FOREX MASTERY 2.0

Last May of this year, we released a Forex trading system designed by two professional Forex traders (but only shared with just a few hundred new students worldwide) that’s transformed them from rank beginners into successful Forex trading machines, taking money out of the markets almost at will.

Now these students are able to brag to family and friends, about how they’re able to consistently profit with low risk, high probability, high reward trades when just about everyone else is getting their heads handed to them on a platter in the stock market!
Want proof? I’ll get to that in just a moment…

But first, I want you to understand the most important part of what you will learn over the next few days…You Can Be Virtually GUARANTEED Fast Results By Putting This Simple, Easy and Highly Effective Forex Trading System To Work For You, With Just A Small Investment Of Your Time Each Week!

In the next few days, you’re going to learn about a system that’s taken a combined 12 years of research and development that can now predict which way the Forex market is going—whether up or down—with astounding accuracy.

That’s no stretch. It’s the God’s honest truth.
And you can see and hear rock-solid proof this Thursday.

But Let Me Give a Warning and a Bit of Advice Here: Forex Mastery 2.0 is not for someone who’s going to buy this system, stick it on their shelf and go turn on the TV and do nothing with it… This is not for someone who isn’t serious about learning exactly what it’s going to take to become successful in Forex… This is not for someone who’s scared to pull the trigger on something, even if it’s a calculated, high probability winner…The reason is, if you’re any of these things: a dreamer, lazy or scared, you’ll never make it in Forex.
You’ll continue to live out life in quiet desperation—never having dared to succeed. As you age, you’ll regularly kick yourself in the rear for not taking a chance on this out of fear. Hopefully you’re not that kind of person.

Who Will Benefit From Forex Mastery 2.0 the MOST? Traders who want to fast track their success in Forex…Traders who want a system that’s battle-tested and PROVEN to be reliable…Traders who want a system that’s easy to use and can learn at their own pace…And, who want a system that works for all levels of traders—from rookie to pro!

You Asked For It, and We Delivered! After a comprehensive survey sent to a list of over 100,000 traders, we created a system DESIGNED JUST FOR YOU that included everything our students said they wanted in a complete Forex solution: Here’s What’s Included in Forex Mastery. . .

You told us you wanted to be taken by the hand and given a step-by-step roadmap of the Forex Market, and be given specific and clear rules for getting in and getting out of the market— and we gave you that! You wanted a complete Forex education, for all levels of traders, that was easy to learn and that you could learn at your own pace— and we gave you that…

You wanted a proven system that worked in all time frames, for all types of traders and all size accounts— and we gave you that! You wanted a reliable and tested method to ‘Fast Track’ your Forex trading success, with PROOF that it works— and we gave you that…

You wanted a concise and easy to learn, fairly priced system, that can be used with limited trading time— and we also gave you that…Everything our students wanted, we delivered! So What Makes Forex Mastery So Special? Come see for yourself… Join us Thursday, July 8th at 12:00 pm EDT or 9:00 PM EDT for a rare chance to watch a LIVE webinar demonstration of the new and improved Forex Mastery 2.0 system.